Landlord Property Insurance Policy Options

What is the correct property sum insured?

The building should be insured for its full rebuilding cost and not the market value of the property. This figure can normally be obtained on the valuation report for the property.

Do policies include contents insurance?

Policies provide the option to include landlord’s contents, with some polices offering the option to include accidental damage. Tenants must arrange separate cover for their contents and liabilities.  

What if the property is unoccupied?

If there is no tenant currently occupying your property you will need specialist short term unoccupied property insurance.

Can I do student and DSS lets?

Insurers may not accept certain types of tenant. If you wish to let your property to students and DSS tenants this can be arranged with a specialist insurer.

How do I pay for my insurance?

For most policies we offer the choice of monthly or annual payment terms. Annual payments are made by cheque, debit or credit card or if you prefer to spread the cost of your insurance and pay monthly we offer a direct debit scheme. 

How do I get help?

How do I obtain a quote?