9 September 2010
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Motor Traders Insurance Product Options

We have listed below answers to the most common questions we are asked about the policy options and terms on motor traders insurance policies. You can contact us or request a call back if you prefer to speak with someone about the policy options available.

Can I use a no claims bonus from my car insurance?

If you have a no claims bonus from a private car or commercial vehicle insurance policy you can normally transfer your bonus across to a new motor trade policy. If you want to retain your private car or commercial vehicle policy any no claims bonus can be mirrored onto a motor trade policy.

What are the excess options?

Most motor traders road risk insurance policies have a standard fixed excess of £250.00. Increasing this excess voluntarily can reduce your premium but higher excesses can apply for young or inexperienced drivers, drivers with convictions and drivers with poor claims records.

Can you provide immediate cover?

Yes, for motor traders road risk only, in 99% of cases we can provide you with immediate cover over the telephone. The majority of other quotations are obtained after submission of a detailed written presentation. Typically quotes can take up to 48 hours.

How do I pay for my insurance?

For most policies we offer the choice of monthly or annual payment terms. Annual payments are made by cheque, debit or credit card or if you prefer to spread the cost of your insurance and pay monthly we offer a direct debit scheme.

How do I get help?

As insurance brokers our job is to help you understand your requirements, help you manage your insurance risk and recommend an appropriate solution. Please call or contact us to discuss the different options available to you regarding your motor traders insurance requirements.

How do I obtain a quote?

You can request a quote for your motor traders insurance by completing our online quote form or, if you prefer, you can telephone us and talk through your requirements.

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