9 September 2010
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Commercial Combined Insurance Product Options

We have listed below answers to the most common questions we are asked about the policy options and terms on commercial combined insurance policies. You can contact us or request a call back if you prefer to speak with someone about the policy options available.

Is a tailored combined insurance policy more expensive?

As you only pay for the individual insurance you need for your business and combine it into one policy (rather than three or four separate policies) premiums reflect the actual risk and are normally much lower than buying separate insurances.

I export overseas including the USA

We have access to specialist insurers who provide insurance for high-risk industries including businesses exporting to the USA and Canada. Due to the nature of these risks we are unable to guarantee quote times.

Can you provide immediate cover?

The majority of quotations are obtained after submission of a detailed written presentation. For some risks we can obtain cover within the hour, but typically quotes can take up to 48 hours. If you hold existing cover and can provide a renewal schedule and claims experience we can normally use this to obtain quotes.

How do I pay for my insurance?

For most policies we offer the choice of monthly or annual payment terms. Annual payments are made by cheque, debit or credit card or if you prefer to spread the cost of your insurance and pay monthly we offer a direct debit scheme.

How do I get help?

As insurance brokers our job is to help you understand your requirements, help you manage your insurance risk and recommend an appropriate solution. Please call or contact us to discuss the different options available to you regarding your commercial combined insurance requirements.

How do I obtain a quote?

You can request a quote for your employers liability insurance by completing our online quote form or, if you prefer, you can telephone us and talk through your requirements.

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